Hisaabio
Track personal loans between friends and family. Create agreements with amounts, interest, and due dates, get push reminders, share PDF summaries, and settle cleanly — Hisaabio is a record-keeping app, not a bank.
Track personal loans between friends and family. Create agreements with amounts, interest, and due dates, get push reminders, share PDF summaries, and settle cleanly — Hisaabio is a record-keeping app, not a bank.
Instead of chasing messages across chats, Hisaabio gives every loan a single shared record. The lender creates it, the borrower accepts it, and both see the same status all the way to paid.
Hisaabio is a personal loan agreement and reminder utility for trusted circles — friends, family, and colleagues. It does not process money transfers and is not a bank or financial institution. Both lender and borrower see the same record from creation through repayment.
Create your account with name and email (phone and address are optional). Add borrowers or lenders by the identifiers you enter in each agreement.
Create loans with amount, contact, due date, interest settings, and notes. Choose installment or bulk repayment types — both sides see the same agreement.
Firebase Cloud Messaging delivers reminders when a loan is created, approaching its due date, or when payments are recorded — keeping both parties informed.
Track payments as pending, confirmed, or disputed. View a timeline and change history for every agreement so nothing is lost in chat threads.
In-app Hisaabio score and member-since date help you gauge reliability when lending or borrowing within your network.
Export a PDF summary of your loan history on-device and share it when you need a clean record outside the app.
From loan creation to clean closure
Register with your name and email, verify, and your account is ready. Optionally add phone and address to your profile.
Add the borrower or lender by email, set the amount, due date, interest, and any note. The other party gets a push notification to accept the agreement.
Watch status move from Pending to Accepted. Reminders fire before the due date so neither side forgets.
The lender marks the loan paid. The record moves to history — clean, clear, and stored for future reference.