Keep a clear hisaab of money given or received among friends and family. Create agreements with amounts, dates, and notes, get reminders, share a PDF summary, and settle cleanly. Hisaabio is a record-keeping app — not a bank, lender, or digital lending app.
Instead of chasing messages across chats, Hisaabio gives every agreement a single shared record. One person creates it, the other accepts it, and both see the same status all the way to paid.
Hisaabio is a record-keeping and reminder tool for trusted circles — friends, family, and colleagues. It does not process money transfers and is not a bank, NBFC, or digital lending app. Both people see the same record from creation through repayment.
Create your account with name and email (phone and address are optional). Invite the other person by the email you enter on each agreement.
Create an agreement with amount, contact, due date, and notes. Choose installment or one-time settlement — both sides see the same record.
Reminders when an agreement is created, a date is approaching, or a payment is recorded — keeping both parties informed. Money still moves outside Hisaabio.
Track payments as pending, confirmed, or disputed. View a timeline and change history for every agreement so nothing is lost in chat threads.
In-app Hisaabio score and member-since date help you gauge reliability within your network. This is not a credit bureau report.
Export a PDF summary of your agreement history on-device and share it when you need a clean record outside the app.
From creating a record to marking it settled
Register with your name and email, verify, and your account is ready. Optionally add phone and address to your profile.
Invite the other person by email, set the amount, dates, and any note. Hisaabio does not charge interest or collect money. They get a notification to accept the record.
Watch status move from Pending to Accepted. Reminders fire before the due date so neither side forgets.
When repayment is done outside the app, mark the agreement paid. The record moves to history — clean, clear, and stored for future reference.